Recreational Marine Insurance
Comprehensive Coverage Options
Harbor Risk has built a reputation as a top resource for recreational marine insurance across the country. Our knowledgeable team specializes in covering the types of exposures often present in the marine industry. From damage to a customer’s boat while under repair to damage to docks under the weight of snow, Harbor Risk offers a complete line of marine insurance solutions to protect critical business assets and operations.
Learn more about our comprehensive recreational marine coverage options.
- Artisans/Ship Repairer
- Boat Builders
- Boat Dealers
- Marinas
- Sailing Schools
- Yacht Brokers
- Yacht Clubs
- Boat Builder’s Risk
- Boat Dealer Inventory*
- Commercial Auto
- Commercial Property*
- Crime
- Directors' and Officers'
- Electronic Data Processing
- Employment Practices Liability
- Fine Arts
- Garage Keepers’ and Garage Liability
- General Liability*
- Marina Operators’ Legal Liability
- Maritime Employers’ Liability
- Owned Boats (rental or work)
- Piers, Wharves and Docks*
- Protection and Indemnity*
- Tools and Equipment
- Yacht Brokers’ Legal Liability
- Workers’ Compensation (with incidental USL&H)
Boat Dealer Inventory
- Diminished value
- Reporting and non-reporting
- Title errors and omissions
- Truth in lending
- False pretense
- Bumbershoot Umbrella (Over marine and non-marine liabilities)
Commercial Property
- Broadening endorsement
- Business income
- Equipment breakdown
- Increased cost of construction
- Increased demolition
General Liability
- Broadening endorsement
- Hired and non-owned auto liability
- Employee benefits liability
- Increased fire damage
- Sudden and accidental pollution liability
- Liquor liability
- Stop gap
Piers, Wharves and Docks
- Debris removal
- Dock business income
- Increased cost of construction
- Ordinance and law
- Utility service interruption
- Weight of ice and snow
Protection and Indemnity
- Borrowed boat
- Crew (Jones Act)
- Personal use
- Personal watercraft
- Regatta liability
- Rental boats
- Sailing school
- Watersports liability (Towed watersports)
- Work boats
Applications
Ready to Get Started?
Review the submission guidelines, submit the corresponding applications, or contact us to learn more.
- submit@harborrisk.com
- 866-411-7446
- 610-537-2099